Canine lovers of the universe, rejoice: there's lots of cheap, comprehensive dog pet insurance out there. Dog lovers of the world, lament: it can be tricky to choose the right dog insurance for you. We'll try to take the bite out of making this choice (right after we stop the howlingly bad puns).
Ask yourself how much you love your dog. Is it worth a few dollars each month to insure that his medical bills will be paid for and that he can receive virtually any treatment without his owner deciding that he isn't worth the money and that he should just be killed instead? You may say, "Of course it's worth a few dollars a month to insure my dog's well-being. But how much am I really supposed to pay?" The short answer is that it will probably cost you several hundred dollars a year, assuming your dog has no serious problems that require you to fork out deductible money.
One comforting item of news is that every year, more companies offer insurance for dogs. The resulting competition is causing many providers to lower their premiums. There are all kinds of dog insurance plans and they come with different levels of coverage, but we've done some homework and found two of the best insurers for doggies.
First, Veterinary Pet Insurance (VPI) is a fine dog insurer. It was started in 1980 to give coverage for dogs and other creatures and has since insured over a million animals, including hundreds of thousands of pet dogs. VPI’s versatile coverage options let you decide the level of coverage that suits you best. Check this good dog insurance company out before you read any further.
Second, you can find Fido protection at PetsHealthPlan.com. With the Pets Health plan, you must pay about $100 each year, but receive for your troubles a whopping 80 percent off your doggie's medical costs. While this is a great deal, you might want to consider looking for other providers that offer cheaper annual or monthly fees.
Insuring your dog doesn't have to be a cause for alarm. Just make sure that you study different companies and the benefits and drawbacks of their insurance rates and coverages. You would want the very best for your dog, and she is certainly worth every penny you spend on her.